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The interest rate on a 10 year adjustable rate mortgage is fixed for the ten years. Subsequently, the interest rate will start to adjust after 10 years. The loan amount can be amortized over 30, 40, or even 50 years with some of our alternative 10 year ARMs.

Advantages:

Sometimes a 10/1 ARM has lower interest rate than a 30 year fixed mortgage.

Disadvantages:

Rate can adjust upwards after 10 years.

Need help?

Determining which program is right for you can be a very difficult task. Please contact a Midwest Mortgage consultant and we will walk you through all the options and help you pick a program that fits your needs.

 

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